Buy Property in Mauritius from the UK
Your complete guide to purchasing property in Mauritius as a British buyer. From financing options to residency permits, we cover everything you need to know.
Why British Buyers Choose Mauritius
Mauritius has become an increasingly popular destination for British property buyers. The island offers a stable political environment, English as an official language, and a lifestyle that combines tropical beauty with modern amenities.
With the British Pound (GBP) offering good value against the US Dollar (USD), properties priced in USD represent excellent value for British buyers. A USD 375,000 PDS property costs approximately GBP 295,000 at current exchange rates.
The PDS Scheme for British Buyers
The Property Development Scheme (PDS) is the primary route for British buyers to buy property in Mauritius and obtain residency. Key requirements:
- Minimum investment: USD 375,000 (approximately GBP 295,000)
- Property type: Must be in a PDS-approved development
- Residence permit: Valid as long as you retain the property
- Family inclusion: Spouse and dependent children included
- Work rights: Permit holders can work in Mauritius
Financing Options for British Buyers
Mauritian Banks
- • MCB: Up to 70% LTV for non-residents
- • SBM: Competitive rates from 4.95%
- • AfrAsia: Specialist international banking
- • Required: Proof of income, bank statements, passport
UK Options
- • UK mortgage providers with international portfolios
- • Cash purchase (strongest negotiating position)
- • Forward contracts for currency hedging
- • International mortgage brokers
Tax Benefits for British Buyers
Mauritius offers significant tax advantages compared to the UK:
- No capital gains tax: Sell your property without tax on profit
- No inheritance tax: Pass property to heirs tax-free
- Rental income: Taxed at flat 15% for non-residents (vs up to 45% in UK)
- Double taxation treaty: UK-Mauritius treaty avoids double taxation
- No annual property tax: Minimal local rates only
Step-by-Step Legal Process
Property Search & Viewing
Visit Mauritius or work with us remotely to shortlist properties. We arrange viewings and provide market analysis.
Make an Offer
Submit a written offer through your agent. Negotiate price and terms. Once accepted, proceed to promise of sale.
Promise of Sale
Sign the promise of sale at the notary. Pay 10% deposit into notary escrow account. Suspensive conditions apply (financing, EDB approval).
Due Diligence
Notary verifies title deed, checks for encumbrances, and confirms PDS eligibility. Your lawyer can independently verify.
Final Deed of Sale
Sign the final deed at the notary. Pay balance of purchase price. Receive keys and title deed.
Frequently Asked Questions
Can UK citizens buy property in Mauritius?
Yes. UK citizens can buy property in Mauritius through the PDS scheme with a minimum investment of USD 375,000. This qualifies for a residence permit. No restrictions on foreign ownership for PDS properties.
How do British buyers finance property in Mauritius?
British buyers can finance through Mauritian banks (MCB, SBM) with up to 70% LTV, UK mortgage providers with international portfolios, or cash purchases. Currency risk can be managed through forward contracts.
Do UK citizens need a visa to visit Mauritius?
UK passport holders can visit Mauritius visa-free for up to 90 days. This is sufficient for property viewings and the purchase process. A residence permit is obtained through the PDS scheme.
Ready to Buy Property in Mauritius?
Our team specializes in helping British buyers navigate the Mauritius property market. Get expert advice on financing, legal process, and the best properties for your needs.