Buy Property in Mauritius from UAE
Your complete guide to purchasing property in Mauritius as a UAE expat. From Dubai or Abu Dhabi, we help you find the perfect tropical investment.
Why UAE Expats Choose Mauritius
Mauritius has become a popular destination for UAE-based expats seeking a tropical retreat or investment property. The island offers a stable political environment, favorable tax regime, and a lifestyle that combines beach living with modern amenities.
With direct flights from Dubai to Mauritius (approximately 6 hours), the island is easily accessible for weekend trips or longer stays. The multicultural environment and English/French bilingual culture make UAE expats feel at home.
The PDS Scheme for UAE Buyers
The Property Development Scheme (PDS) is the primary route for UAE buyers to buy property in Mauritius and obtain residency. Key requirements:
- Minimum investment: USD 375,000 (approximately AED 1,377,000)
- Property type: Must be in a PDS-approved development
- Residence permit: Valid as long as you retain the property
- Family inclusion: Spouse and dependent children included
- Work rights: Permit holders can work in Mauritius
Financing Options for UAE Buyers
Mauritian Banks
- • MCB: Up to 70% LTV for non-residents
- • SBM: Competitive rates from 4.95%
- • AfrAsia: Specialist international banking
- • Required: Proof of income, bank statements, passport
UAE Options
- • UAE banks with international portfolios
- • Cash purchase (strongest negotiating position)
- • Both AED and USD are stable against MUR
- • International mortgage brokers
Tax Benefits for UAE Buyers
Mauritius offers tax advantages that complement UAE tax planning:
- No capital gains tax: Mauritius has no capital gains tax on property
- No inheritance tax: Pass property to heirs without Mauritian inheritance tax
- Rental income: Taxed at flat 15% in Mauritius (no tax in UAE)
- No personal income tax in UAE: Combined with low Mauritius tax = optimal
- Double taxation treaties: Mauritius has treaties with many countries
Step-by-Step Legal Process
Property Search & Viewing
Visit Mauritius or work with us remotely to shortlist properties. We arrange viewings and provide market analysis.
Make an Offer
Submit a written offer through your agent. Negotiate price and terms. Once accepted, proceed to promise of sale.
Promise of Sale
Sign the promise of sale at the notary. Pay 10% deposit into notary escrow account. Suspensive conditions apply (financing, EDB approval).
Due Diligence
Notary verifies title deed, checks for encumbrances, and confirms PDS eligibility. Your lawyer can independently verify.
Final Deed of Sale
Sign the final deed at the notary. Pay balance of purchase price. Receive keys and title deed.
Frequently Asked Questions
Can UAE residents buy property in Mauritius?
Yes. UAE residents (regardless of nationality) can buy property in Mauritius through the PDS scheme with a minimum investment of USD 375,000. This qualifies for a residence permit.
How do UAE buyers finance property in Mauritius?
UAE buyers can finance through Mauritian banks (MCB, SBM) with up to 70% LTV, UAE banks with international portfolios, or cash purchases. Currency risk can be managed as both AED and MUR are relatively stable against USD.
What are the tax implications for UAE residents buying in Mauritius?
UAE has no personal income tax, so rental income from Mauritius may only be taxable in Mauritius at 15%. No capital gains tax in either jurisdiction. Mauritius has double taxation treaties with many countries.
Ready to Buy Property in Mauritius?
Our team specializes in helping UAE expats navigate the Mauritius property market. Get expert advice on financing, legal process, and the best properties for your needs.